Preparedness reduces harm, response protects people and recovery restores safe basic function. RSM connects these stages without replacing emergency services, insurers or government assistance programmes.

Preparedness, response and recovery

Resilience continues after the rain stops.

Preparedness reduces harm, response protects people and recovery restores safe basic function. RSM connects these stages without replacing emergency services, insurers or government assistance programmes.

  • Safety first
  • Document early
  • Use official sources
Published July 19, 2026Last reviewed 2026-07-19Scope RSM ecosystem responsibilityLanguage English · Canada

Core responsibility

Preparedness and recovery should be planned as one continuous capability.

Homes and organizations need emergency contacts, maintenance records, photographs, insurance information, contractor and vendor contacts, communication procedures and an understanding of official assistance limits.

The July 2026 Ottawa flooding demonstrates why recovery literacy belongs beside prevention and maintenance.

Before an event

Know flood pathways, maintain systems, protect records, clarify roles and prepare communication.

  • Emergency contacts
  • System testing
  • Inventory and photographs
  • Continuity planning

During an event

Prioritize life safety, follow official instructions, avoid contaminated water and do not enter unsafe electrical environments.

  • Emergency alerts
  • Road and building safety
  • Utility hazards
  • Occupant communication

After an event

Contact insurers, photograph damage before disposal where safe, preserve receipts and use qualified cleanup and technical advice.

  • Insurance notice
  • Photo and video record
  • Receipts and estimates
  • Safe cleanup

Official assistance

Check whether a programme has been activated, confirm location and applicant eligibility, understand exclusions and meet the deadline.

  • Activated area
  • Eligible applicant
  • Eligible damage
  • Application deadline

Frequently asked questions

Clarify scope, responsibility and next steps.

What is the difference between preparedness and recovery?

Preparedness reduces harm before an event through planning, maintenance, training and communication. Recovery begins after damage and includes safety, documentation, insurance, cleanup and official assistance where available.

Does disaster assistance replace insurance?

No. Ontario states that DRAO does not replace insurance and insurance payments affect eligible costs.

Is sewer backup covered by DRAO?

Ontario generally excludes sewer-backup damage from DRAO. Users should confirm current programme rules and speak with their insurer.

What should a commercial property document?

Emergency roles, building systems, critical equipment, vendor contacts, shut-off procedures, insurance information, photographs, damage, invoices, business interruption and recovery decisions.